Hi! I'm Robert Stolack.
Born and raised in Brooklyn, New York, I have been a resident in the South Florida area for the past 37 years. As a Trusted Life Settlement Specialist backed by an unsurpassed history of over 27 years as an insurance agent in good standing, I've attained a legacy in this field.
My insurance career initially focused on Life Insurance, Annuities, and Long-term care but I shifted the focus of my practice to Life Settlements after witnessing the significant positive impact it has had on my senior clients. Recognized as a hidden asset for my clients, a life settlement surfaces at a crucial time, typically during retirement, helping seniors utilize their policy's real market value. Life Settlements are profound game-changers that have shown to make a huge difference in my client's lives - they can use the proceeds any way they desire while they're still alive. -- Win/Win
Industry's leading experts
What sets our company apart from others?
It’s our proprietary bidding system and our track record. Our affiliates have successfully closed over $4 billion dollars of death benefit for life settlements, resulting in countless satisfied clients nationwide. Despite a large operation scale, we maintain the intimacy of local service regardless of location since Life Settlements are state-regulated in over 90% of states in the country.
My dedication to providing personalized service combined with professional expertise, ensures that I serve as a reliable figure in Life Settlement offerings – a consultant who truly understands the power and transformative ability of unlocking the value of Life Insurance for the elder communities across the U.S
01.
What is a Life Settlement?
A life settlement is a financial transaction in which a policyholder sells their life insurance policy to a third-party investor for an immediate cash payment. The buyer, often a life settlement provider or institutional investor, takes over the responsibility of paying future premiums and receives the death benefit when the insured person passes away.
02.
Can I Benefit From A Life Settlement
Life settlements are typically utilized by individuals who no longer need or want their life insurance coverage, or who may be facing financial challenges and require immediate liquidity. This option allows them to access a portion of their policy’s value rather than surrendering it back to the insurance company for a small cash surrender value.
03.
How Much Can I Sell My Policy For?
The amount offered in a life settlement depends on various factors, including the current value of the policy, the insured person’s age and medical condition, and the projected cost of future premiums. The buyer assumes the risk that they will pay the premiums until the insured person’s death, after which they receive the death benefit from the insurance company.
04.
How can I use a Life Settlement?
Life settlements offer policyholders an opportunity to monetize their life insurance policies, providing them with funds that can be used for various purposes, such as covering medical expenses, long term care, retirement planning, or any other financial needs they may have.